Last updated: June 2026
By accessing or using savingsroast.com (the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
1. What Savings Roast is
Savings Roast is a free online calculator that estimates how long a given amount of savings would last based on the spending and income figures you enter. The tool is provided for general education and informational purposes only.
The calculation is simple arithmetic: savings divided by net monthly burn rate (spending minus income). It does not account for inflation, investment returns, tax, irregular income, changing expenses, debt, or any other variable relevant to real financial planning.
2. Not financial advice
Nothing on this Site constitutes financial, investment, legal, tax, or other professional advice. The results produced by the calculator are estimates only and should not be relied upon for any financial decision.
If you are making decisions about savings, spending, or investments (particularly if your runway is short), please speak to a qualified and regulated financial professional. Many offer free initial consultations.
3. No warranty
Savings Roast is provided “as is” and “as available” without warranty of any kind, express or implied. We do not warrant that:
- The tool will be available at all times or free of errors
- The results will be accurate, complete, or suitable for your specific purpose
- The Site is free from bugs, viruses, or other harmful components
Your use of the tool is entirely at your own risk.
4. Limitation of liability
To the maximum extent permitted by law, Savings Roast and its operators shall not be liable for any loss or damage, whether direct, indirect, incidental, or consequential, arising from your use of or reliance on this Site or its results.
5. Advertising
This Site displays advertisements served by Google AdSense and potentially other third-party advertising networks. These networks may use cookies and similar technologies to show you relevant ads based on your browsing history. We do not control the content or targeting of these advertisements.
For information about how Google uses advertising data, visit Google’s advertising policy. To opt out of interest-based advertising, visit google.com/settings/ads.
6. Intellectual property
The content, design, text, and code on this Site are the property of Savings Roast and may not be reproduced, distributed, or used commercially without permission, except as permitted by applicable law.
7. Links to other sites
The Site may contain links to third-party websites (such as YouTube videos in the tips section). These links are provided for convenience only. We do not endorse or take responsibility for the content of third-party sites.
8. Changes to these terms
We may update these Terms of Use from time to time. The date at the top of this page reflects the most recent update. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.
9. Contact
Questions about these terms? Email us at hello@savingsroast.com or visit the contact page.