DJ

DJ created Savings Roast to make one uncomfortable but useful question, how long will my savings actually last?, easier to answer and easier to understand. The site's calculators are built to turn savings, spending, and income into a clear, honest estimate without jargon, sign-ups, or a sales pitch at the end.

DJ's background is in cybersecurity engineering and software development, not financial services. That background shapes how the site is built: no accounts, no server-side storage of the numbers users enter, and no unnecessary data collection. It does not make DJ a financial professional, and Savings Roast does not present DJ as one.

Not a licensed financial advisor

DJ is not a Certified Financial Planner, CPA, investment advisor, economist, attorney, or other licensed financial professional, and is not presented as one anywhere on this site. Savings Roast's calculators and guides are educational tools built from established, publicly available personal finance principles, not individualized financial advice.

If you need advice specific to your situation, especially around debt, investing, taxes, or a major financial decision, please speak to a qualified, regulated financial professional. See the disclaimer for the full scope of what this site can and cannot tell you.

How content gets made

Every guide on Savings Roast is researched, written, and maintained by DJ. There is no editorial team, no outside contributors, and no ghostwriting. Content is checked against established, widely cited personal finance principles before publication, and revisited when rates, benchmarks, or guidance shift.

Full details on sourcing, review, and corrections are on the Editorial Standards page.

More about the project

About Savings Roast · Editorial Standards · Contact · Disclaimer